If you have health insurance, you’ve undoubtedly noticed that it doesn’t cover dental care. You might also be wondering whether it’s worth signing up for a dental plan and paying monthly premiums. The truth is that dental insurance is definitely worth paying for, especially if you know how to make the most of it. Keep reading to learn three reasons why dental insurance is worth the cost as well as how to maximize your benefits.
3 Reasons Why Dental Insurance Is Worth Every Penny
Dental insurance is an investment, so you get out of it what you put into it. Here are three benefits you can reap by paying your monthly premiums:
1. More Affordable Routine Care
Most dental plans focus primarily on prevention, which is why they’ll often cover regular checkups and cleanings at no additional cost to you. Without insurance, you’d end up paying the full price for these visits.
2. Saved Money in the Long Run
If you take advantage of your two fully covered checkups per year, you can avoid the need for pricier procedures down the road. That’s because these appointments allow your dentist to detect oral health conditions in their early stages, before you’ve even noticed them. For example, your dentist can spot and treat a small cavity that only needs a filling, whereas if you’d waited until the tooth started hurting to seek treatment, you might have required a more expensive root canal.
3. Improved Overall Health
Poor oral health (gum disease in particular) has been linked to heart disease, type 2 diabetes, and other systemic health conditions. Conversely, many medical issues present symptoms in the mouth that dentists are trained to spot during your routine exams. By investing in dental insurance and attending these preventive visits, you can enjoy a healthier overall body. In some cases, it could even save your life!
How to Make the Most of Your Dental Insurance Benefits
One main difference between medical insurance and dental insurance is that the former treats problems as they arise, while the latter aims at preventing problems in the first place. To truly make the most of the dental benefits you’re paying for, you’ll want to schedule two checkups per year. As mentioned earlier, these visits are often free, and they can do so much in terms of your smile and your health.
If you’re still wondering, “Is dental insurance worth it,” the answer is definitely “yes!” By making this monthly investment, you’ll enjoy a healthier smile and a lighter wallet!
About the Practice
At Beacon Dentistry, we accept most dental insurance plans. We’ll even file claims on your behalf to make the process as smooth as possible. That way, getting the care you need from Dr. Thomas Novak or Dr. Garrett Johannsen will be simple and stress-free. If you’re looking for a family dentist in Weatherford, TX who will help you make the most of your insurance, contact Beacon Dentistry at 817-594-7302.